APM Integration Guide

Enabling Alternative Payment Methods (APMs)

To activate an alternative payment method on MoneyCollect, merchants can easily apply through their dashboard. This process involves toggling a switch to submit an application for the desired payment method, awaiting approval. Additional information might be required for some local payment methods, such as a local service phone number.

For detailed instructions, visit: Apply for APMs from your dashboard - MoneyCollect Documentation.

Utilizing Payment Methods

Once your application for a payment method is approved, you can start integrating it into your payment processes.

Hosted Payment Page

To initiate a payment session via the API, you can follow the guide and API reference provided by MoneyCollect: Create a Session | MoneyCollect API Reference V1.0.

Example request to create a session:

POST https://api.moneycollect.com/api/services/v1/checkout/session/create

{
  "paymentMethodTypes": ["card", "pix", "ame", "paypal"]
}

The paymentMethodTypes parameter allows specifying multiple payment methods. You can find the necessary payment method codes in the MoneyCollect documentation: Supported APM codes and attributes list.

Example response:

{
  "code": "success",
  "msg": "success",
  "data": {
    "id": "cs_17522182534xxxxx",
    "amountTotal": "990",
    "currency": "USD",
    "paymentMethodTypes": ["card", "pix", "ame", "paypal"],
    "cancelUrl": "http://localhost:4242/cancle.html",
    "returnUrl": "http://localhost:4242/return.html",
    "notifyUrl": "http://localhost:4242/notify.html",
    "orderNo": "order_id_123456",
    "website": "http://yourwebsite.org",
    "paymentId": "pt_17522182529xxxxxx",
    "url": "https://payment.moneycollect.com/checkout/cs_175221825xxxxxxxx#bGl2ZV9UhQUxxxxxxxxxx",
    "status": "unpaid",
    "created": "2022-01-30T06:32:40.932Z"
  }
}

After successfully creating a session, verify the amount, currency, and transaction status. Use the returned URL for the next step of the payment process, where customers choose a payment method and are redirected to the payment page.

In-Page Payment

For In-Page Payment integration, specify multiple payment methods during the payment creation process in a similar manner as shown above.

Example parameter:

"paymentMethodTypes": [
     "card",
     "pix",
     "ame",
     "paypal" 
  ]

API-Direct

The API-Direct integration mode enables our PCI-compliant partner to facilitate local payment methods in server-to-server payment processing.

1. Create PaymentMethod

Create a paymentMethod first and obtain the Payment Method ID for the next step.

Example request:

POST  https://api.moneycollect.com/api/services/v1/payment_methods/create

{
  "billingDetails": {
    "address": {
      "city": "Asheville",
      "country": "US",
      "line1": "3968 Fidler Drive",
      "line2": "",
      "postalCode": "28806",
      "state": "North Carolina"
    },
    "email": "[e-mail]",
    "firstName": "Mark",
    "lastName": "Merrill",
    "phone": "6533714563"
  },
  "card": {
    "cardNo": "",
    "expMonth": "",
    "expYear": "",
    "securityCode": ""
  },
  "pix": {
    "taxId": "11032341882"
  },
  "boleto": {
    "taxId": "11032341882"
  },
  "type": "pix"   
}

Use the type parameter to specify the payment method code you wish to use. The payment method code list can be retrieved from the Supported APM codes and attributes list on MoneyCollect's documentation. Please make sure that the payment method has been applied and approved in your dashboard before using it in the production environment.

Example response:

{
	"code": "success",
	"msg": "success",
	"data": {
		"id": "pm_17543443642xxxxx",
		"type": "pix",
		"billingDetails": {
			"firstName": "Mark",
			"lastName": "Merrill",
			"phone": "6533714563",
			"email": "[e-mail]",
			"address": {
				"city": "Asheville",
				"country": "US",
				"line1": "3968 Fidler Drive",
				"line2": "",
				"postalCode": "28806",
				"state": "North Carolina"
			}
		},
		"created": "2022-02-04T07:20:49.363Z",
		"customerId": null,
		"card": null,
		"boleto": null,
		"pix": null
	}
}

2. Create a Payment

Use the Payment Method ID obtained in the previous Create PaymentMethod step to initiate the Create a Payment request.

Example request:

POST https://api.moneycollect.com/api/services/v1/payment/create

{
  "amount": 990,
  "currency": "USD",
  "orderNo": "SGUJDAU0-0005",
  "notifyUrl": "https://notifyUrl",
  "returnUrl": "https://returnUrl",
  "ip": "14.153.236.144",
  "paymentMethod": "pm_17543443642xxxxx",
  "paymentMethodTypes": [
    "pix"
  ],
  "confirm": true,
  "website": "https://fanyi.baidu.com"
}

Example response:

{
	"code": "success",
	"msg": "success",
	"data": {
		"id": "pt_1754346087365287938",
		"amount": "990",
		"currency": "USD",
		"paymentMethod": "pm_1754346064963510273",
		"paymentMethodTypes": [
			"pix"
		],
		"paymentMethodType": "pix",
		"notifyUrl": "https://notifyUrl",
		"returnUrl": "https://returnUrl",
		"website": "https://fanyi.baidu.com",
		"ip": "14.153.236.144",
		"clientSecret": "pt_1754346087365287938_secret_42A78177CEEBB8A60CE629FD4A99648B",
		"created": "2022-02-05T03:27:56.062Z",
		"nextAction": {
			"type": "redirect",
			"redirectToUrl": "https://checkout.xxx.com/checkout?prepay_id=QVViS0N5Znh1dzVXZzxxxxxx"
		},
		"status": "requires_action",
		"displayStatus": "pending",
		"errorCode": null,
		"errorMessage": null,
		"invoiceId": null,
		"fromChannel": null,
		"use3D": false
	}
}

3.Redirecting to Payment Page

After creating a payment, use the redirectToUrl from the response to redirect customers to the payment page of the local payment institution to complete the transaction.

4. Completing the Payment

Customers will be redirected to the local payment institution's page, where they can scan a QR code or enter the necessary payment information to finalize the payment.

Special Handling APMs (Wechat Pay/Kakao Pay)

Wechat Pay

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微信支付对接文档.pdf

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