> For the complete documentation index, see [llms.txt](https://docs.moneycollect.com/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.moneycollect.com/docs/business-operation/pricing/fees-for-apms.md). # Fees for APMs {% hint style="success" %} There are no additional gateway fees or hidden fees. {% endhint %} ## E-wallets E-wallets eliminate the need for customers to manually enter their card and billing information, offering a quick and convenient way to pay. ### Alipay/AlipayHK/WeChat Pay

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 2.20%	From 2.20%	From 2.20%	From 2.20%
Per-Transaction Fee	US$0.30	HK$2.00	EUR€0.30	JPY￥35
Reserve	0	0	0	0
Refund Fee	Free	Free	Free	Free
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### Kakaopay/DANA/Truemoney/TNG/ Gcash/Boost/BPI/Rabbit LINE Pay/Billease

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 2.20%	From 2.20%	From 2.20%	From 2.20%
Per-Transaction Fee	US$0.30	HK$2.35	EUR€0.30	JPY￥35
Reserve	0	0	0	0
Refund Fee	Free	Free	Free	Free
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

\*Important Note: For game-related transactions, Rabbit LINE Pay may apply a 10% Merchant Discount Rate (MDR). ### eNETS

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.50%	From 3.50%	From 3.50%	From 3.50%
Per-Transaction Fee	0	0	0	0
Reserve	0	0	0	0
Refund Fee	Free	Free	Free	Free
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### FPX Online Banking

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.50%	From 3.50%	From 3.50%	From 3.50%
Per-Transaction Fee	USD$0.30	HKD$2.35	EUR€0.30	JPY￥35
Reserve	0	0	0	0
Refund Fee	0.23	1.81	0.22	29
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

## Buy now, Pay later ### After Pay

Fee Category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 5.5%	From 5.5%	From 5.5%	From 5.5%
Per-Transaction Fee	US$1.00	HK$7.85	EUR € 1.00	JPY￥170
Reserve	10% (Released after 120 days)	10% (Released after 120 days)	10% (Released after 120 days)	10% (Released after 120 days)
Refund Fee	US$1.00	HK$7.85	EUR € 1.00	JPY￥170
Chargeback Fee	US$30.00	HK$235.00	EUR € 25.00	JPY￥5000
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### Klarna One - Multiple Payment options #### For countries AT/ BE/ CH/ DE/ DK/ FI/ NL/ NO/ SE

Fee Category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.59%	From 3.59%	From 3.59%	From 3.59%
Per-Transaction Fee	US$1.20	HK$8.50	EUR € 1.00	JPY￥180
Reserve	10% (Released after 120 days)	10% (Released after 120 days)	10% (Released after 120 days)	10% (Released after 120 days)
Refund Fee	US$1.20	HK$8.50	EUR € 1.00	JPY￥180
Chargeback Fee*	US$30.00	HK$235.00	EUR € 25.00	JPY￥5000
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

\*For merchants with a chargeback rate above 1.5%, an additional EUR € 25.00 will be added to each chargeback fee applied. #### For other countries, including CZ/ ES/ FR/ GR/ IR/ IR/ PL/ PT/ RO/ SK/ UK

Fee Category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 5.99%	From 5.99%	From 5.99%	From 5.99%
Per-Transaction Fee	US$1.20	HK$8.50	EUR € 1.00	JPY￥180
Reserve	10% (Released after 120 days)	10% (Released after 120 days)	10% (Released after 120 days)	10% (Released after 120 days)
Refund Fee	US$1.20	HK$8.50	EUR € 1.00	JPY￥180
Chargeback Fee*	US$30.00	HK$235.00	EUR € 25.00	JPY￥5000
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

\*For merchants with a chargeback rate above 1.5%, an additional EUR € 25.00 will be added to each chargeback fee applied. ## Local payments in Brazil ### PIX/Boleto Bancário \*3.5% IOF (Tax on Financial Operations) included

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 6.5%	From 6.5%	From 6.5%	From 6.5%
Per-Transaction Fee	USD$0.30	HKD$2.35	EUR € 0.30	JPY￥45
Reserve	0	0	0	0
Refund Fee	1	7.85	1	128
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### Local card (Brazil) \*3.5% IOF (Tax on Financial Operations) included

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 6.35%	From 6.35%	From 6.35%	From 6.35%
Per-Transaction Fee	US$0.5	HK$4	EUR€0.5	JPY￥75
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

## Local Payments in Chile ### Local card(Chile)

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.00%	From 3.00%	From 3.00%	From 3.00%
Per-Transaction Fee	US$0.5	HK$4	EUR€0.5	JPY￥75
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

### Khipu

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 1.8%	From 1.8%	From 1.8%	From 1.8%
Per-Transaction Fee	US$0.3	HK$2.35	EUR€0.3	JPY￥45
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

### KLAP

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 2.5%	From 2.5%	From 2.5%	From 2.5%
Per-Transaction Fee	US$1.5	HK$11.75	EUR€1.5	JPY￥220
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

### Mach

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.8%	From 3.8%	From 3.8%	From 3.8%
Per-Transaction Fee	US$0.3	HK$2.35	EUR€0.3	JPY￥45
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

## Local Payments in Mexico ### Local card(Mexico)

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 2.85%	From 2.85%	From 2.85%	From 2.85%
Per-Transaction Fee	US$0.5	HK$4	EUR€0.5	JPY￥75
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

### SPEI

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 1.65%	From 1.65%	From 1.65%	From 1.65%
Per-Transaction Fee	US$0.3	HK$2.35	EUR€0.3	JPY￥45
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

### Todito/OXXO

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.8%	From 3.8%	From 3.8%	From 3.8%
Per-Transaction Fee	US$0.3	HK$2.35	EUR€0.3	JPY￥45
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

### Cash Mexico

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.3%	From 3.3%	From 3.3%	From 3.3%
Per-Transaction Fee	US$0.30	HK$2.35	EUR€ 0.30	JPY￥45
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

## Local payments in Japan ### Payeasy/Konbini

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 2.95%	From 2.95%	From 2.95%	From 2.95%
Per-Transaction Fee	US$0.12	HK$0.95	EUR€0.12	JPY￥15
Reserve	0	0	0	0
Refund Fee	Free	Free	Free	Free
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

## Other payment methods ### POLi

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 2%	From 2%	From 2%	From 2%
Per-Transaction Fee	US$0.70	HK$5.20	EUR€ 0.60	JPY￥82
Reserve	0	0	0	0
Refund Fee	Free	Free	Free	Free
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### PayU

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.50%	From 3.50%	From 3.50%	From 3.50%
Per-Transaction Fee	USD$0.70	HKD$5.20	EUR€ 0.60	JPY￥82
Reserve	0	0	0	0
Refund Fee	1.1	8.6	1	140
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### Paysafecard

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 10%	From 10%	From 10%	From 10%
Per-Transaction Fee	USD$0.30	HKD$2.35	EUR$0.30	JPY￥45JPY
Reserve	0	0	0	0
Refund Fee	Free	Free	Free	Free
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### Przelewy24 (p24) | Fee category | USD | HKD | EUR | JPY | | -------------------------- | --------------------------------------- | --------------------------------------- | --------------------------------------- | --------------------------------------- | | MDR(Merchant Discount Rate | From 2.20% | From 2.20% | From 2.20% | From 2.20% | | Per-Transaction Fee | US $0.30 | HK $2.35 | EUR €0.30 | JPY￥35 | | Reserve | 0 | 0 | 0 | 0 | | Refund Fee | 0.85 | 6.8 | 0.8 | 110 | | Exchange Rate Markup | 2% (If currency conversion is required) | 2% (If currency conversion is required) | 2% (If currency conversion is required) | 2% (If currency conversion is required) | ### Eps/Sofort/Giropay/iDeal/Bancontact/MyBank | Fee category | USD | HKD | EUR | JPY | | -------------------------- | --------------------------------------- | --------------------------------------- | --------------------------------------- | --------------------------------------- | | MDR(Merchant Discount Rate | From 2.20% | From 2.20% | From 2.20% | From 2.20% | | Per-Transaction Fee | US $0.30 | HK $2.35 | EUR €0.30 | JPY￥35 | | Reserve | 0 | 0 | 0 | 0 | | Refund Fee | 1.1 | 8.6 | 1 | 140 | | Exchange Rate Markup | 2% (If currency conversion is required) | 2% (If currency conversion is required) | 2% (If currency conversion is required) | 2% (If currency conversion is required) | ### **SafetyPay**

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3%	From 3%	From 3%	From 3%
Per-Transaction Fee	US$0.60	HK$4.70	EUR€ 0.60	JPY￥90
Reserve	0	0	0	0
Refund Fee	1	7.85	1	145
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### FPS

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 0.5%	From 0.5%	From 0.5%	From 0.5%
Per-Transaction Fee	US$0.30	HK$2.35	EUR€ 0.30	JPY￥45
Reserve	0	0	0	0
Refund Fee	0	0	0	0
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### Octopus

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 2.2%	From 2.2%	From 2.2%	From 2.2%
Per-Transaction Fee	US$0.30	HK$2.00	EUR€ 0.30	JPY￥45
Reserve	0	0	0	0
Refund Fee	0	0	0	0
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)