# Fees for APMs {% hint style="success" %} There are no additional gateway fees or hidden fees. {% endhint %} ## E-wallets E-wallets eliminate the need for customers to manually enter their card and billing information, offering a quick and convenient way to pay. ### Alipay/AlipayHK/WeChat Pay

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 2.20%	From 2.20%	From 2.20%	From 2.20%
Per-Transaction Fee	US$0.30	HK$2.00	EUR€0.30	JPY￥35
Reserve	0	0	0	0
Refund Fee	Free	Free	Free	Free
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### Kakaopay/DANA/Truemoney/TNG/ Gcash/Boost/BPI/Rabbit LINE Pay/Billease

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 2.20%	From 2.20%	From 2.20%	From 2.20%
Per-Transaction Fee	US$0.30	HK$2.35	EUR€0.30	JPY￥35
Reserve	0	0	0	0
Refund Fee	Free	Free	Free	Free
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

\*Important Note: For game-related transactions, Rabbit LINE Pay may apply a 10% Merchant Discount Rate (MDR). ### eNETS

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.50%	From 3.50%	From 3.50%	From 3.50%
Per-Transaction Fee	0	0	0	0
Reserve	0	0	0	0
Refund Fee	Free	Free	Free	Free
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### FPX Online Banking

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.50%	From 3.50%	From 3.50%	From 3.50%
Per-Transaction Fee	USD$0.30	HKD$2.35	EUR€0.30	JPY￥35
Reserve	0	0	0	0
Refund Fee	0.23	1.81	0.22	29
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

## Buy now, Pay later ### After Pay

Fee Category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 5.5%	From 5.5%	From 5.5%	From 5.5%
Per-Transaction Fee	US$1.00	HK$7.85	EUR € 1.00	JPY￥170
Reserve	10% (Released after 120 days)	10% (Released after 120 days)	10% (Released after 120 days)	10% (Released after 120 days)
Refund Fee	US$1.00	HK$7.85	EUR € 1.00	JPY￥170
Chargeback Fee	US$30.00	HK$235.00	EUR € 25.00	JPY￥5000
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### Klarna One - Multiple Payment options #### For countries AT/ BE/ CH/ DE/ DK/ FI/ NL/ NO/ SE

Fee Category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.59%	From 3.59%	From 3.59%	From 3.59%
Per-Transaction Fee	US$1.20	HK$8.50	EUR € 1.00	JPY￥180
Reserve	10% (Released after 120 days)	10% (Released after 120 days)	10% (Released after 120 days)	10% (Released after 120 days)
Refund Fee	US$1.20	HK$8.50	EUR € 1.00	JPY￥180
Chargeback Fee*	US$30.00	HK$235.00	EUR € 25.00	JPY￥5000
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

\*For merchants with a chargeback rate above 1.5%, an additional EUR € 25.00 will be added to each chargeback fee applied. #### For other countries, including CZ/ ES/ FR/ GR/ IR/ IR/ PL/ PT/ RO/ SK/ UK

Fee Category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 5.99%	From 5.99%	From 5.99%	From 5.99%
Per-Transaction Fee	US$1.20	HK$8.50	EUR € 1.00	JPY￥180
Reserve	10% (Released after 120 days)	10% (Released after 120 days)	10% (Released after 120 days)	10% (Released after 120 days)
Refund Fee	US$1.20	HK$8.50	EUR € 1.00	JPY￥180
Chargeback Fee*	US$30.00	HK$235.00	EUR € 25.00	JPY￥5000
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

\*For merchants with a chargeback rate above 1.5%, an additional EUR € 25.00 will be added to each chargeback fee applied. ## Local payments in Brazil ### PIX/Boleto Bancário \*3.5% IOF (Tax on Financial Operations) included

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 6.5%	From 6.5%	From 6.5%	From 6.5%
Per-Transaction Fee	USD$0.30	HKD$2.35	EUR € 0.30	JPY￥45
Reserve	0	0	0	0
Refund Fee	1	7.85	1	128
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### Local card (Brazil) \*3.5% IOF (Tax on Financial Operations) included

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 6.35%	From 6.35%	From 6.35%	From 6.35%
Per-Transaction Fee	US$0.5	HK$4	EUR€0.5	JPY￥75
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

## Local Payments in Chile ### Local card(Chile)

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.00%	From 3.00%	From 3.00%	From 3.00%
Per-Transaction Fee	US$0.5	HK$4	EUR€0.5	JPY￥75
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

### Khipu

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 1.8%	From 1.8%	From 1.8%	From 1.8%
Per-Transaction Fee	US$0.3	HK$2.35	EUR€0.3	JPY￥45
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

### KLAP

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 2.5%	From 2.5%	From 2.5%	From 2.5%
Per-Transaction Fee	US$1.5	HK$11.75	EUR€1.5	JPY￥220
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

### Mach

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.8%	From 3.8%	From 3.8%	From 3.8%
Per-Transaction Fee	US$0.3	HK$2.35	EUR€0.3	JPY￥45
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

## Local Payments in Mexico ### Local card(Mexico)

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 2.85%	From 2.85%	From 2.85%	From 2.85%
Per-Transaction Fee	US$0.5	HK$4	EUR€0.5	JPY￥75
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

### SPEI

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 1.65%	From 1.65%	From 1.65%	From 1.65%
Per-Transaction Fee	US$0.3	HK$2.35	EUR€0.3	JPY￥45
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

### Todito/OXXO

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.8%	From 3.8%	From 3.8%	From 3.8%
Per-Transaction Fee	US$0.3	HK$2.35	EUR€0.3	JPY￥45
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

### Cash Mexico

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.3%	From 3.3%	From 3.3%	From 3.3%
Per-Transaction Fee	US$0.30	HK$2.35	EUR€ 0.30	JPY￥45
Reserve	0	0	0	0
Refund Fee	1.2	9.5	1.2	178
Exchange Rate Markup	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)	4.5% (If currency conversion is required)

## Local payments in Japan ### Payeasy/Konbini

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 2.95%	From 2.95%	From 2.95%	From 2.95%
Per-Transaction Fee	US$0.12	HK$0.95	EUR€0.12	JPY￥15
Reserve	0	0	0	0
Refund Fee	Free	Free	Free	Free
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

## Other payment methods ### POLi

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 2%	From 2%	From 2%	From 2%
Per-Transaction Fee	US$0.70	HK$5.20	EUR€ 0.60	JPY￥82
Reserve	0	0	0	0
Refund Fee	Free	Free	Free	Free
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### PayU

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3.50%	From 3.50%	From 3.50%	From 3.50%
Per-Transaction Fee	USD$0.70	HKD$5.20	EUR€ 0.60	JPY￥82
Reserve	0	0	0	0
Refund Fee	1.1	8.6	1	140
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### Paysafecard

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 10%	From 10%	From 10%	From 10%
Per-Transaction Fee	USD$0.30	HKD$2.35	EUR$0.30	JPY￥45JPY
Reserve	0	0	0	0
Refund Fee	Free	Free	Free	Free
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### Przelewy24 (p24) | Fee category | USD | HKD | EUR | JPY | | -------------------------- | --------------------------------------- | --------------------------------------- | --------------------------------------- | --------------------------------------- | | MDR(Merchant Discount Rate | From 2.20% | From 2.20% | From 2.20% | From 2.20% | | Per-Transaction Fee | US $0.30 | HK $2.35 | EUR €0.30 | JPY￥35 | | Reserve | 0 | 0 | 0 | 0 | | Refund Fee | 0.85 | 6.8 | 0.8 | 110 | | Exchange Rate Markup | 2% (If currency conversion is required) | 2% (If currency conversion is required) | 2% (If currency conversion is required) | 2% (If currency conversion is required) | ### Eps/Sofort/Giropay/iDeal/Bancontact/MyBank | Fee category | USD | HKD | EUR | JPY | | -------------------------- | --------------------------------------- | --------------------------------------- | --------------------------------------- | --------------------------------------- | | MDR(Merchant Discount Rate | From 2.20% | From 2.20% | From 2.20% | From 2.20% | | Per-Transaction Fee | US $0.30 | HK $2.35 | EUR €0.30 | JPY￥35 | | Reserve | 0 | 0 | 0 | 0 | | Refund Fee | 1.1 | 8.6 | 1 | 140 | | Exchange Rate Markup | 2% (If currency conversion is required) | 2% (If currency conversion is required) | 2% (If currency conversion is required) | 2% (If currency conversion is required) | ### **SafetyPay**

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 3%	From 3%	From 3%	From 3%
Per-Transaction Fee	US$0.60	HK$4.70	EUR€ 0.60	JPY￥90
Reserve	0	0	0	0
Refund Fee	1	7.85	1	145
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### FPS

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 0.5%	From 0.5%	From 0.5%	From 0.5%
Per-Transaction Fee	US$0.30	HK$2.35	EUR€ 0.30	JPY￥45
Reserve	0	0	0	0
Refund Fee	0	0	0	0
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

### Octopus

Fee category	USD	HKD	EUR	JPY
MDR(Merchant Discount Rate	From 2.2%	From 2.2%	From 2.2%	From 2.2%
Per-Transaction Fee	US$0.30	HK$2.00	EUR€ 0.30	JPY￥45
Reserve	0	0	0	0
Refund Fee	0	0	0	0
Exchange Rate Markup	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)	2% (If currency conversion is required)

--- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.moneycollect.com/docs/business-operation/pricing/fees-for-apms.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.