# Account security

Two-step authentication (also known as two-factor authentication) provides a more secure login process. Two-step authentication provides extra security in case anyone other than you attempts to log in to your MoneyCollect account. Whenever you log in, you need to complete two separate steps:

1. Enter your account credentials, which are your email address and your password.
2. Authenticate your attempt to log in using a verification code generated by **your authenticator app** or **received via SMS**.

{% hint style="info" %}
Using an authenticator app for two-step authentication is recommended.
{% endhint %}

### Using SMS text messages

#### Activate SMS authentication in MoneyCollect

You can set up your mobile device to receive a one-time 6-digit code that is sent in a SMS text message to your mobile device when you log in to your account. You'll need to manually enter this code in addition to usual password.

1\. Login your MoneyCollect Dashboard.

2\. Navigate to<mark style="color:purple;">`Profile`</mark> page.

3\. In the<mark style="color:purple;">`Two-step authentication`</mark>section, click<mark style="color:purple;">`Enable`</mark>.

![](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2F3WwRO7h0b4lYKgv99RMv%2F01-02MC-%E5%90%8E%E5%8F%B0-Profile-%E7%82%B9%E5%87%BBEnable.jpg?alt=media\&token=a7d5e992-6c54-48ee-8cb5-9770b9e965ac)

4\. Select<mark style="color:purple;">`Use SMS text messages`</mark>.

5\. Select<mark style="color:purple;">`country/region`</mark>, and then enter your phone number.

![](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FrQ4om0z8izzriARKuoe8%2Fimage.png?alt=media\&token=cf996c0d-d372-4827-94b9-f8e24b53952e)

6\. Click<mark style="color:purple;">`Confirm`</mark> .

7\. Check your mobile phone for an SMS text message.

8\. Enter the one-time 6-digit code, and then click <mark style="color:purple;">`Verify`</mark>.

![](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FMLjgGZSeXIFYncSIersb%2FA5Z%7B82W~M%5BP%5BG\(X~%7B6ENKN1.png?alt=media\&token=0b5ef742-3d25-4ba4-8521-04b87925e249)

9\. Store your backup code in a safe location offline that you can access in multiple ways in case you lose access to your mobile device.

![](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FcyGg9qn8Mdy5nmMKL6PG%2FD%5D4FTT1%60%40J0%7BHCX%60BESLMTQ.png?alt=media\&token=233b2649-5998-4fb0-a362-54e49d3da4cf)

Now when you try to log in,  require a 6-digit verification code sent to your mobile device for two-step authentication.

#### Update your phone number to receive SMS text messages

1. Click<mark style="color:purple;">`update`</mark> button that is next to the authentication method: SMS.
2. Select<mark style="color:purple;">`country/region`</mark>, and then enter your **new** phone number.
3. Click<mark style="color:purple;">`Confirm your phone number`</mark>.
4. Enter the one-time 6-digit code from your new phone number, and then click<mark style="color:purple;">`Verify`</mark>.
5. Update successfully.

![update button of the authentication method](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FpGJjbGiAcCjaTrraH8Ig%2F1.png?alt=media\&token=9e57b53a-b914-48f5-a6f9-e49a5ab03748)

### Using an authenticator app

<mark style="color:blue;">**`Recommended`**</mark>

#### Before you begin

To enable two-step authentication with an authenticator app, you need to install an authenticator app on your mobile device.(Now we only support <mark style="color:blue;">Google  authenticator app</mark>)

When you install an authenticator app, make sure that you follow its instructions carefully. MoneyCollect support can't help you to install these third-party apps on your mobile devices. After your app is downloaded and set up, you can activate the feature in MoneyCollect.

#### Activate an authenticator app in MoneyCollect

1. Login your MoneyCollect Dashboard.
2. Navigate to<mark style="color:purple;">`Profile`</mark>page.
3. In the<mark style="color:purple;">`Two-step authentication`</mark>section, click<mark style="color:purple;">`Enable`</mark>.
4. Select<mark style="color:purple;">`Use an authenticator app`</mark>.
5. Use the authenticator app you downloaded to scan the QR code shown in the popup to set up your account.                                                                            &#x20;

![Activate 2-step authentication through an authenticator app](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FPpAcZW27BEgfWhLg0e2J%2F03-02MC-%E5%90%8E%E5%8F%B0-Profile-authenticator%E8%AE%A4%E8%AF%81.jpg?alt=media\&token=dabfd391-2b2e-4f42-ae83-9cd2d47b0e1a)

6\.  Click<mark style="color:purple;">`Continue`</mark>.

7\.  Enter the 6-digit verification code that is generated by your authenticator app, and then click  <mark style="color:purple;">`Verify`</mark>.       &#x20;

![](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FbmBhat1NUfdCAXipywRG%2Fimage.png?alt=media\&token=19945c19-0df3-45a7-bbbe-a12b2a380cd2)

Store your backup code in a safe location offline that you can access in multiple ways in case you lose access to your mobile device.

Now when you try to log in,  require a 6-digit verification code generated by your authenticator app for two-step authentication.

#### Update your authenticator app

1. Click<mark style="color:purple;">`update`</mark> button that is next to the authentication method: Google authenticator app.
2. Use the **new** authenticator app you downloaded to scan the QR code shown in the popup.
3. Click<mark style="color:purple;">`Continue`</mark>.
4. Enter the 6-digit verification code that is generated by your **new** authenticator app, and then click<mark style="color:purple;">`Verify`</mark>.
5. Update successfully.

![Update button that is next to the authentication method](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FDm2LeoNvECS2govmFgrL%2FU6S0EEL0ED%7DW%5BP%7DO%5B%240%7BV1B.png?alt=media\&token=3cc5175c-1810-45fe-a3f8-ad938854db54)

### Backup code

When you set up a two-step authentication method, you will generate a backup code automatically and please store it in a safe place.

Backup code enable you to access your MoneyCollect dashboard if any other authentication method is not available. For example, if you lose your mobile device or don't have access to your mobile device, then you can use your backup code to log in to your account if it has two-step authentication enabled.

<mark style="color:orange;">You need to copy or download the backup code when you generate it and make sure that you store the backup code in a safe place.</mark>

{% hint style="info" %}
The backup code is one-time. If you use your backup code to login, your two-step authentication will be disabled automatically. Remember to activate two-step authentication one more time to secure your account after you login with the backup code.
{% endhint %}

If you didn't save your backup code when you set up your authentication method, you can generate a new backup code.&#x20;

1. Login your MoneyCollect Dashboard and navigate to<mark style="color:purple;">`Profile`</mark> page.
2. One of your two-step authentication methods is enabled.
3. Click<mark style="color:purple;">`Generate a new backup code.`</mark>                &#x20;

![Two-step authentication section on Profile page](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2F5FYwTrD9eReT0nF0Cb7m%2Fimage.png?alt=media\&token=fbd33dd8-141f-47c1-b26a-16e405c0e84f)

4\. Enter your password of MoneyCollect dashboard and click <mark style="color:purple;">`Generate code`</mark>.

![](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FXyDfygoXilUHMsIuv88m%2Fimage.png?alt=media\&token=f2e01c0c-aaba-4890-a288-d20651dee69f)

5\.  Do any of the following to store your backup code in a safe place:

* To copy and paste the backup code into a document, click<mark style="color:purple;">`Copy`</mark>butto&#x6E;**.**<img src="https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2Fdgq4qkxBVgQDc1l66CrO%2Fshan2.PNG?alt=media&#x26;token=fcc6a426-389a-4c31-8156-b541bff982bf" alt="" data-size="line">
* To download the backup code in a txt file on your device, click<mark style="color:purple;">`Download`</mark>butto&#x6E;**.**<img src="https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FDgzl8bfHhccN52BxWpeT%2Fshan.PNG?alt=media&#x26;token=58084e27-d105-43e2-8ab3-90816586d92c" alt="" data-size="line">

![New backup code generated successfully](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FyZ9oGjHVtpJpOkrPiPhJ%2Fimage.png?alt=media\&token=7f27fdbb-e3b8-43f3-896c-b39997bf069a)

### &#x20;Login with two-step authentication

After you set up two-step authentication, to log in to your MoneyCollect, you must use the authentication method in addition to your email and password.

Steps：

1\.  From your MoneyCollect<mark style="color:purple;">`Signin`</mark>page, enter your email address and your password.Then click<mark style="color:purple;">`Sign in`</mark>.

![MoneyCollectSigninpage](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FofNpecmWFUgnF2N2fpqV%2F05-01-MC-%E5%90%8E%E5%8F%B0%E7%99%BB%E5%BD%95.jpg?alt=media\&token=89404a35-d737-4574-9f68-1db846676967)

2\.   If you set up both Google authenticator app and SMS for two step authentication, we give you priority to log in with google authenticator app. But you can click<mark style="color:purple;">`Sign in another way`</mark>to login with SMS authentication.

![ Log in with google authenticator app](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FicSmTKRamuhEMpE70G25%2Fimage.png?alt=media\&token=df4648ed-99d3-4b07-b6bb-58dbbdef0b3b)

![Sign in another way](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FNXnQaUth5aCqjH2qCvDc%2Fimage.png?alt=media\&token=dbb4513c-65f4-4a17-bd4d-cb544eaf7333)

3\. Authenticate using the method that you set up to perform two-step authentication.

* If you use an authenticator app, enter the 6-digit code from the app on your mobile device into the login page.
* If you use SMS authentication, enter the 6-digit code you received via SMS text messages into the login page.
* If you use lose access to your mobile device,  use the backup code to login.

4\. Click<mark style="color:purple;">`Sign in`</mark>.

### Deactivating two-step authentication

{% hint style="warning" %}
If you decide to deactivate all methods of two-step authentication, then when you log in to your account, you are only prompted to enter your email address and your password. As a result, your account will be less secure.
{% endhint %}

Steps：

1. Login your MoneyCollect Dashboard and navigate to<mark style="color:purple;">`Profile`</mark> page.
2. In the<mark style="color:purple;">`Two-step authentication`</mark> section, click<mark style="color:purple;">`delete`</mark>button that is next to the authentication method that you want to deactivate.  &#x20;

![](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2F0HJP9xEdwjKikbv34FOu%2F1OMP8X%7BPWNF%24%5B6Q\)YF~Q%60HV.png?alt=media\&token=211c6405-e8d2-4da4-8ce3-f8ec3f5bae00)

3\. Enter the password of your MoneyCollect dashboard and click <mark style="color:purple;">`Disable`</mark>.

![](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FoxpRSK4nICslCZNAye2j%2F04-04-01MC-%E5%90%8E%E5%8F%B0-Profile-%E5%88%A0%E9%99%A4SMS%E8%AE%A4%E8%AF%81.jpg?alt=media\&token=36ea19f3-a08d-4d42-8676-b7b9a6ceebbe)

4\. Deactivate successfully.

![](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FlznCBSmaut4FtpqYgdnd%2F04-04-02MC-%E5%90%8E%E5%8F%B0-Profile-%E5%88%A0%E9%99%A4SMS%E8%AE%A4%E8%AF%81-%E6%88%90%E5%8A%9F.jpg?alt=media\&token=7550e0e2-5e7f-43de-8ba1-6328127ad3d1)

### Team security

If you are the administrator or the owner of a MoneyCollect merchant, you can require all team members to use two-step authentication by visiting <mark style="color:purple;">`Settings`</mark> -> <mark style="color:purple;">`Team management`</mark>.

![](https://3906929740-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FQyT5pndc80PGeNrMulEU%2Fuploads%2FSvyG6FahhvPHwxpnIbFX%2F%7BEE7EBBB3-002B-0D5A-A4B9-BCA7FAED8454%7D.jpg?alt=media\&token=8282eaf6-78d5-4ac1-811c-928a772e3fb5)
