# Risk management

## Fraud system includes:

* Blacklist database
* 3D fraud control
* Multi-dimensional fraud control rules

## Fraud prevention

* Automatic and efficient fraud screening
* Customized fraud detections among countries and regions
* 3D secure 2.0 
* Anti-fraud management
* Payment security
* Automatic block and allow list mechanism

## Dispute prevention and handling

**VERIFI**

* Order insight-dispute prevention
* Resolve the disputes quickly
* Fraud & dispute notification

## Practical effect of fraud prevention

**Prevention beforehand**

* Merchant training
* Fraud control rules
* Fraud detection
* Customized risk control rules

**Transaction monitoring**

* Big data analytics
* Black and white list database
* Consumer behavior analysis
* Fraud detection
* Abnormal transaction warning

**Post-mortem analysis**

* Double- check afterwards
* Transaction/Merchant relation graph
* Merchant inspection
* Outbound strategy
* Fraud and preventive treatment